Housing subsidies in Uzbekistan: who qualifies and how to get them

In Uzbekistan, the housing subsidy program is designed to support citizens when purchasing real estate, especially in new buildings. A subsidy is financial assistance from the state that can cover: - the down payment - part of the mortgage interest rate Who can receive a subsidy Main categories: - young families - citizens with an official income but without their own housing - people who need improved housing conditions How it works The process looks like this: - Submitting an application via the public services portal - Verification of income and living conditions - Receiving a certificate - Using the subsidy when buying an apartment Important point Subsidies are most often applied to new buildings and work in conjunction with mortgages and banks. With the introduction of escrow accounts, the system becomes even more transparent—funds are controlled by the bank, which reduces risks. Conclusion Subsidies are a practical way to buy an apartment faster and at a lower cost, especially amid rising prices.