Secondary or new-build housing: what to choose in 2026?

Primary housing — new buildings A new-build is an apartment sold directly by the developer. It may be under construction, already commissioned, but not yet registered as ownership. Pros: • Modern layouts, large windows, high ceilings. • Ability to choose the floor, orientation, and finishing type. • Lower price at the construction stage. • Clean legal history—you are the first owner. Cons: • You need to wait for construction to be completed. • Often sold without renovation—additional expenses. • Infrastructure may not be ready (schools, roads, shops). Secondary housing — ready apartments A secondary-market apartment is one that has already been owned. It may come with renovation and furniture, and can be ready to move in immediately after the deal. Pros: • You can move in right away. • Neighborhoods with developed infrastructure. • A choice among different styles and layouts. Cons: • Higher price, especially for good condition. • Renovation may be outdated. • You must check legal cleanliness: no encumbrances, disputes, or debts. What should you choose? If you want to invest, a new-build at the foundation (excavation) stage offers the maximum potential price growth. If moving in quickly is important, the secondary market is more convenient. If you want modern comfort, choose a new-build with finishing. If location and infrastructure matter most, a secondary apartment in the center or an established area can be a better value.